Wellness plans and pet insurance are two options for saving money on your pet's healthcare. Both options have distinct advantages, but it's important to know the distinctions. Our veterinarians explain wellness plans and pet insurance.
Protecting Your Pet's Future
Both wellness plans and pet insurance policies have advantages, but they are not the same. Whether you choose a wellness plan or pet insurance, it's critical to understand what services your pet is and isn't covered for. You won't be out of pocket when you visit your veterinarian or need to budget for your pet's veterinary care if you understand these options.
What is a wellness plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
Wellness plans enable you to take a more proactive approach to veterinary care by paying a small monthly fee rather than a large lump sum at each visit. These plans assist your veterinarian in detecting early signs of any conditions or diseases that your pet may have before they become more serious and expensive to treat.
What does a wellness plan cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing, and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.
What is pet insurance?
Pet insurance helps you cover the costs of treatment if your pet becomes ill and needs immediate veterinary attention.
In fact, emergency care and the treatment of diseases like cancer and diabetes can be extremely costly. Insuring your pet means that in the event of any conditions or accidents covered by your pet insurance policy, you will have financial assistance in paying the bills.
What does pet insurance cover?
While pet insurance policies vary, they typically cover treatment for illnesses or emergency care following accidents. Certain policies may also cover prescription medications and the treatment of hereditary, congenital, and orthopedic conditions.
How do I choose which option to buy?
Knowing how wellness plans and pet insurance can benefit you and your pet can help you decide which is best. Some pet owners choose between a wellness plan and pet insurance, while others opt for both.
Ask your vet if you're unsure. They can advise you based on your pet's specific needs.